Your Home
For Mortgage.

A smiling couple receives keys from a real estate agent in a bright, new home

Why X Mortgage?

The Mortgage Process, Crafted Just for You

When you work with X Mortgage, you get the best of both worlds: the personal attention of a local shop and the powerful support of a national brand. Every X Mortgage home loan shopper can compare hundreds of nationwide mortgage loan options. But don't go thinking they work for a gigantic online mortgage conglomerate — each X Mortgage office is actually independently owned so you get to work with a real person who's part of your community. It's true! You can “shop local” for your mortgage loan while benefiting from some of the most competitive rates in the country.

A Place for Loan Originators to Grow

X Mortgage offices across the country are ready to add local loan originators to their teams. At X Mortgage, you get a complete CRM and Marketing System with smart automations, ongoing educational opportunities with industry professionals, customizable marketing pieces for continued business growth, comprehensive support, and (best of all) a tight-knit community of independently owned offices.

Own an X Mortgage Franchise

Are you a real estate business owner looking for an additional revenue stream? Or a mortgage professional who's ready to own your own business? Maybe you're a franchise investor looking for your next business endeavor. Owning an X Mortgage Franchise means tapping into exclusive resources—from a completely guided office opening and ongoing support through mortgage regulation hurdles to a powerful suite of tech tools designed to help you grow and manage your business.

An X Mortgage loan originator reviews mortgage options on a tablet with two clients

Mortgage Loan Calculators

Run the Numbers for Your Mortgage Options

Know your numbers, own your homeownership journey. Use our free mortgage calculators to see what's possible.

View Mortgage Calculators

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Hear From Borrowers Just Like You

Success Stories

Justin Barth

1 month ago

Thank you so much. Great Service and Products.

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Janet W

1 month ago

Great experience working with Rebecca and team.

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Katrin Massey

1 month ago

Sherrie is indeed a pure treasure! Without her our journey would have not been possible! Relocating from Europe after so many years, with only a foreign credit history and no clue of the local processes: we would have been lost without her! She managed the impossible, when traditional banking institutions didn't even want to talk to us as we had no local records available. Thanks to Sherrie our dream came true!

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Wellinta Saint-vil

1 month ago

Working with Dalton and his team was such a really positive experience from start to finish. He was always professional, knowledgeable, and took his time to make sure I understood what was going on throughout the process. As a young, first time home owner he was able to make this process as seamless as possible.

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Scott Hudson

1 month ago

Dalton from beginning to end was on top of it. He is a realist that is responsive, dedicated, and has a good team that will make it happen. I had a purchase that proved difficult due to the location, type of home, and repair complications. Dalton was clutch.

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The reviews displayed are sourced from third-party platforms and submitted by customers of independently owned and operated X Mortgage franchises. X Mortgage Franchise, LLC cannot verify the validity of reviews submitted.

Frequently Asked Questions

Questions? We Have Answers...

XMORTGAGE

Each office in the X Mortgage network is independently owned, operated, and licensed. X Mortgage Franchise, LLC is not a lender, bank, or broker, and this website is not an offer to accept or handle an application for a mortgage loan.

For license information for an office in the network, visit www.nmlsconsumeraccess.org. X Mortgage Franchise, LLC is an Equal Opportunity Employer and supports the Fair Housing Act. ©2025 X Mortgage Franchise, LLC.

This information is not intended as an offer to sell, or the solicitation of an offer to buy, an X Mortgage franchise. It is for informational purposes only. We will not offer you a franchise in states or other jurisdictions where registration is required unless and until we have complied with applicable pre-sale registration requirements in your state (or have been exempted therefrom) and a Franchise Disclosure Document has been delivered to you before the sale in compliance with applicable law. New York residents: This advertisement is not an offering. An offering can be made by prospectus only. Minnesota Reg. No. F-8089. © 2025 X Mortgage Franchise, LLC

For detailed information about our awards and accolades click here. If you have a disability that is preventing you from experiencing this website call (832) 900-0732

Disclosure: X Mortgage Franchise LLC is the commercial trademark of Parent company Loanpal Mortgage, LLC., is a Mortgage Broker. We originate mortgage loans on under NMLS#2181568. Licensed by the Massachusetts Division of Banks License #MB2181568, California - Department of Financial Protection and Innovation - DFPI Financing Law License # 60DBO-179139, Texas - SML Mortgage Company License for residential mortgage purchase and refinance transactions on 1-4 residential properties. We arrange mortgage loans for investments and business purposes in the following 32 states and the District of Columbia: Alabama, Mississippi, California, Arkansas, Ohio, Colorado, Montana, Connecticut, Nebraska, Delaware, New Hampshire, Michigan, Missouri, Florida*, Pennsylvania, Oklahoma, Georgia*, Hawaii, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Rhode Island, S. Carolina, Tennessee, Texas, Washington, W. Virginia, Wisconsin, Wyoming. Commercial loans and SBA loans lender agent for Nationwide.

H.Q. 6911 Texas 6 S, Suite 216, Houston, TX 77083

Equal Housing Opportunity